Best Phones with NFC for Contactless Payments di Malaysia
Introduction
In Malaysia, mobile payments and tap-to-pay features are growing fast. Having a smartphone with built-in NFC (Near Field Communication) means you can pay, transit, access cards and more—all with a tap of your phone. Whether you use bank cards in your wallet, pay for Grab, transit or enter doors with digital keys, NFC support is important. Here are the best phones with NFC for contactless payments di Malaysia (2025).
Why NFC Matters for Contactless Payments in Malaysia
- ✅ NFC enables tap-to-pay: you place your phone near a payment terminal or transit gate and it registers the transaction instantly.
- ✅ Many Malaysian services — such as digital wallets, transport cards, and access keys — are increasingly compatible with NFC. For example: the Samsung Wallet now supports NFC access cards in Malaysia. (TechTRP)
- ✅ Choosing a phone with reliable NFC support ensures you don’t miss out on future digital payment options and smart key features.
- ❌ Trade-offs: Not all phones labelled “NFC” will support every Malaysian bank, transit card or digital wallet. Always confirm specs and local compatibility before buying.
Top Phones with NFC for Contactless Payments
Samsung Galaxy S25
flagship top NFC
RM 3,399.00
OnePlus 12
premium Android clean NFC
RM 3,408.00
Xiaomi Redmi Note 14 Pro+ 5G
value flagship NFC
RM 1,399.00
Redmi Note 13 Pro+ 5G
mid‑budget NFC
RM 1,499.00
Xiaomi Redmi 15 5G
budget NFC
RM 695.00
Here’s a breakdown of the picks:
- Samsung Galaxy S25: A flagship phone with full NFC support, strong hardware and trusted brand. Harga Terkini di Malaysia (RM): ~RM 3,399 (may vary)
Pros: Flagship level specs, reliable NFC + wallet support.
Cons: Higher budget requirement. - OnePlus 12: Premium smartphone with NFC and strong performance. Harga Terkini di Malaysia (RM): ~RM 3,408
Pros: Clean UI, strong hardware + NFC.
Cons: Slightly less service coverage compared to bigger brands. - Xiaomi Redmi Note 14 Pro+ 5G: Value flagship with NFC support at a lower price. Harga Terkini di Malaysia (RM): ~RM 1,399
Pros: Excellent value, NFC included.
Cons: May be fewer extras compared to full flagship. - Redmi Note 13 Pro+ 5G: Another good mid-budget NFC option. Harga Terkini di Malaysia (RM): ~RM 1,499
Pros: Good balance of price and features.
Cons: Not top-tier specs. - Xiaomi Redmi 15 5G: Budget friendly phone that still includes NFC. Harga Terkini di Malaysia (RM): ~RM 695
Pros: Entry budget NFC, great if you want just contactless payments + basic features.
Cons: Lower performance in other areas; fewer premium features.
Comparison Table
| Model | Display | Processor | RAM/Storage | Camera | Battery | Harga di Malaysia (RM) | Pros | Cons |
|---|---|---|---|---|---|---|---|---|
| Samsung Galaxy S25 | 6.7″ AMOLED 120Hz | Snapdragon 8 Gen 3 | 12GB/256GB | 200MP + others | ~5000mAh | ~RM 3,399 | Flagship NFC + top specs | High price |
| OnePlus 12 | 6.82″ AMOLED 120Hz | Snapdragon 8 Gen 3 | 16GB/512GB | 50MP + 48MP + 64MP | ~5400mAh | ~RM 3,408 | Premium features + NFC | Service coverage slightly less |
| Xiaomi Redmi Note 14 Pro+ 5G | 6.67″ OLED 120Hz | Snapdragon 7s Gen 3 | 12GB/512GB | 200MP + | ~5000mAh | ~RM 1,399 | Great value + NFC | Some premium features missing |
| Redmi Note 13 Pro+ 5G | 6.67″ OLED 120Hz | Snapdragon 7 Gen 2 | 8GB/256GB | 200MP + | ~5000mAh | ~RM 1,499 | Mid-budget NFC | Less premium build |
| Xiaomi Redmi 15 5G | 6.74″ HD+ 120Hz | Snapdragon 6s Gen 3 | 8GB/256GB | 50MP + | ~6000mAh | ~RM 695 | Budget NFC option | Lower-tier specs |
Malaysia-Specific Tips for NFC Usage
- Make sure the phone supports Malaysian banks and payment services. Even if it has NFC hardware, local bank/app support matters.
- Check if your phone supports Malaysia’s digital wallet/apps. For example, Samsung Wallet has added NFC access card support in Malaysia. (TechTRP)
- When making contactless payments, ensure your bank-issued card is compatible with tap & pay/NFC.
- Price (Harga) may vary in Malaysia; look out for Shopee Malaysia, Lazada Malaysia flash deals, bundle promos and telco offers.
- If you’ll use transit cards, building/facility access via NFC, ensure the phone supports “Tap & Pay / NFC Tag Reading” and is recognised by local apps.
Final Recommendation
If budget permits and you want the best all-round NFC phone, go for the Samsung Galaxy S25.
For a strong value with NFC, the Xiaomi Redmi Note 14 Pro+ 5G is highly recommended.
If you only need the essentials (contactless payments + reliable phone), the Redmi 15 5G is affordable and covers the key feature.
Semak Harga Terkini di Shopee Malaysia hari ini! Tap & pay convenience is waiting — pick your NFC-ready phone now.
